Introducing Winvesta: Your Gateway to Global Finance

Winvesta is a Mumbai-based financial technology company that has positioned itself as India's premier solution for global financial services. Founded and managed by professionals with over a decade of experience in global financial markets, Winvesta offers a comprehensive platform that combines international payment collections with global investment opportunities.

What sets Winvesta apart is its dual approach to financial services. Rather than focusing solely on one aspect of global finance, the platform addresses the complete financial journey of modern Indians who work with international clients, receive global payments, and seek to invest in international markets.

With over 13,000 users already benefiting from their services, Winvesta has established itself as a trusted name in cross-border financial solutions. The company is backed by prominent investors, including Kunal Shah (Founder of CRED), Speciale Invest, Blume Founders Fund, and Umang Bedi (Co-founder of Dailyhunt), demonstrating strong confidence in their innovative approach.

Winvesta has received recognition from major financial and business publications, including Bloomberg, Business Insider, Yahoo Finance, The Economic Times, and The Times of India, validating its growing influence in the fintech space.

Global Collections Account
: Revolutionising international payments

Core features

Zero forex markup collections

Winvesta's flagship feature is the ability to collect international payments at 0% forex markup — a revolutionary approach in an industry where traditional banks typically charge between 1.5% to 3.5% in forex fees. This transparent pricing model ensures users know exactly what they'll receive without worrying about hidden currency conversion costs.

Multi-Currency Account (MCA)

The platform supports transactions in over 30 currencies, including major ones like USD, GBP, EUR, and CAD. Users receive local account details in the US, UK, Europe, and Canada, making it easier for international clients to make payments without incurring international transfer fees.

Lightning-Fast Processing

While traditional banking channels often take 3–21 days to process international payments, Winvesta dramatically reduces this timeline. Most payments reach Indian bank accounts within 24–36 hours, significantly improving cash flow for businesses and freelancers.

Flexible Pricing Structure

The platform offers two pricing models to cater to different business needs:

• Variable Fee Structure: $3 + 0.99% per transaction


• Flat Fee Structure: $15 per transaction (no GST)

This flexibility allows businesses to choose the most cost-effective option based on their transaction volumes.

Payment Links and invoicing

Simplified payment links combine multiple ways to receive international payments from global clients, streamlining the collection process and making receivables management easier.

Security and Compliance

• Partnerships with authorised banks for payment services


• Segregated client funds are kept separate from company funds


• Free FIRA (Foreign Inward Remittance Advice) registration


• Compliance with all regulatory requirements

How to get started

Step 1: Quick registration (20 minutes)

Sign up on the Winvesta platform and provide basic business or personal information. The onboarding process is designed to be completed in just 10 minutes.

Step 2: Account verification

Complete the KYC process with the necessary documents. Winvesta handles all compliance requirements, including FIRA registration, at no additional cost.

Step 3: Receive account details

Once verified, you'll receive local account details for major markets (US, UK, Europe, Canada) plus SWIFT details for other currencies.

Step 4: Share Details with Clients

Provide the relevant account details to your international clients based on their location and preferred currency.

Step 5: Start Collecting Payments

Clients can make payments to your local accounts, and funds will be converted and transferred to your Indian bank account within 24 hours.

Step 6: Monitor and Manage

Use the comprehensive dashboard to track all transactions, view detailed reports, and manage your international collections efficiently.

Investment Account
: Access global markets from India

Core features

Extensive market access

Winvesta provides access to over 11,000+ US stocks and ETFs, including major companies like Tesla, Amazon, Apple, and Google. The platform continuously adds new stocks, including freshly IPO'd companies, ensuring users have access to the latest investment opportunities.

Fractional share investing

One of the standout features is fractional share ownership, allowing investors to start with as little as $1. This democratizes access to expensive stocks that might otherwise be out of reach for smaller investors.

Multiple investment strategies

• Thematic Investing: Invest based on themes like clean energy, artificial intelligence, or emerging technologies


• Sector-Based Investing: Diversification across technology, healthcare, finance, and consumer goods


• Passive Investing: Access to ETFs for index-based investing strategies

Real-time market data

Access to live market data with the ability to place immediate trades or set overnight orders for execution when markets open.

Expert analysis and ratings

Weekly updated analyst ratings and expert opinions guide investment decisions, helping users stay informed about market trends and opportunities.

Educational resources

• Comprehensive blog and newsletter content


• "Winvesta Crisps" — 3-minute daily market updates


• Detailed guides on global investing strategies

SIPC Protection

Through their brokerage partner Alpaca Securities LLC, Winvesta provides SIPC protection of up to $500,000 (of which $250,000 may be in cash), offering the same level of security that US investors receive.

Currency Hedge Benefits

With the USD strengthening from ₹49.82 in 2008 to ₹83.41 in 2024, US investments provide a natural hedge against rupee depreciation.

How to get started with the Investment Account

Step 1: Digital account opening (15 minutes)

Complete the digital onboarding process with no paperwork required. The entire process is streamlined to take just 15 minutes.

Step 2: KYC verification

Provide necessary documents including PAN card, address proof, and bank account details. The digital KYC process is fast and efficient.

Step 3: Fund your account (2 hours – 3 days)

Transfer funds from your Indian bank account to your Winvesta investment account. The funding process typically takes between 2 hours to 3 days depending on your bank.

Step 4: Start investing (same day)

Once your account is funded, you can immediately start investing in US stocks and ETFs. The platform allows you to begin trading as soon as your funds are available.

Step 5: Portfolio management

Use the comprehensive mobile app (available on Android and iOS) to manage your portfolio, track performance, and execute trades on the go.

Step 6: Tax compliance

Winvesta provides clear guidance on tax obligations. Short-term capital gains (held for 24 months or less) are taxed at your applicable income tax slab rate, while long-term capital gains are taxed at 12.5% without indexation benefits.

Your complete global financial partner

Winvesta represents a paradigm shift in how Indians approach global finance. By combining international payment collections with global investment opportunities on a single, user-friendly platform, the company has created a comprehensive solution that addresses the complete financial needs of modern Indians operating in the global economy.

The platform's success lies in its understanding of real user pain points: the freelancer losing money to forex charges, the business waiting weeks for international payments, the investor locked out of global markets, and the individual seeking to protect wealth against currency depreciation. Winvesta addresses each of these challenges with innovative, technology-driven solutions.

For businesses and freelancers, the global collections account eliminates the traditional barriers to receiving international payments efficiently and cost-effectively. The zero forex markup, 24-hour processing times, and transparent pricing structure translate directly into improved cash flow and higher profits.

For investors, the investment platform democratizes access to global markets that were previously available only to wealthy individuals or institutional investors. Starting with just $1, anyone can own fractional shares in the world's largest companies and build a globally diversified portfolio.

The integration of both services on a single platform creates powerful synergies. Users can collect international payments and immediately reinvest those funds in global markets, creating a seamless financial ecosystem that optimises both earnings and growth potential.

As India continues to integrate with the global economy, platforms like Winvesta will play increasingly important roles in enabling individual and business success. The company's vision of helping Indians "Collect globally. Invest globally. Save smarter" is not just a tagline – it's a roadmap for financial empowerment in the digital age.

Whether you're a freelancer seeking efficient payment collection, a business optimising international operations, or an investor looking for global diversification, Winvesta provides the integrated tools, security, and support needed to succeed in today's interconnected financial landscape. With its customer-centric approach, innovative solutions, and comprehensive service offering, Winvesta is truly revolutionising how Indians participate in the global economy.

The future of finance is global, digital, and integrated — and Winvesta is leading the way in making this future accessible to every Indian.